I'm in Wisconsin and I do not want the 'Winter package'.
I never wear a coat driving.
I live in a place with indoor parking (the indoor area never drops below 50F in Winter) I just leave a coat in the back of the car for emergencies, but normally do not wear it at all.
Walking from the car to where ever i am going not wearing the coat is less hassle than putting it on.
When I used to work, I would wear a coat from the car to my job. When I left, say after brushing the snow off the car,but before I got in I would remove my coat and toss it in the car. Zero F no matter. The seat would be cold for 2 minutes. So what.
Besides, i get to watch all the folks inside whatever place it is, store or whatever.. boil packed in thier ovenlike wrappings..
When it is below say 10F plenty of folks ask me what am I doing...
Well, simple, I am just not wearing a stupid coat.
I am NOT going to freeze to death walking from my car to a store for 30 seconds..
(PS I do not even wear a sweater.. often i am sleeveless anyway..)
I will joke this is like high summer in Antartica... [giddy]