Helped my daughters boyfriend get a 2014 Titanium yesterday. $18,563 out the door. Msrp $25,165, $4,500 in total rebates, $589 processing. Got $2,500 more in rebates going with Ford financing instead of outside money. He's talking to Navy Federal on a refi @ 1.99 or less, plus $250 bonus for bringing the loan to them. No prepayment penalty on the Ford loan. I think we got a great deal.