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Old 07-21-2013, 12:52 PM   #31
DJ2BIG
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Originally Posted by sanford12 View Post
Extended warranties are never a good buy on pretty much anything. It's just another way to separate you from as much money as possible. Same for the paint treatment and interior treatment. These are where dealers make a lot of money. And if you fiance the warranties or the rest you pay interest on that for the life of the loan, another bad idea. From a personal point of view. I never bought any of that stuff and never needed it and I've been buying new cars since 1975.
I agree with you 100% but on expensive cars I will buy manufacture extended warranty Ford Focus is cheap the only thing that concerns me is the transmission so I actually bought an extended warranty 11 months after I bought the car and under 12000 miles
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Old 07-21-2013, 01:42 PM   #32
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If I could have stuck it out until now I could have gotten my car for 3k cheaper :( new 2013 s is 12k because they have 2014s on the lot
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Old 07-22-2013, 11:40 AM   #33
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Ford may sell extended warranty but they often are not backed by Ford. Commonly a third party insurance company there. Once I bought a Tempo back when I was still unsure of my skills at repairing new car electronics. The extended warranty was $980 around 1991 or so, again third party co. The standard warranty back then was 3/36000 and I got the extended warranty card in about a week, it covered up to 75K and 3 more I think. Anyway, got a Ford branded warranty card about 2 months+ later and upon looking at it realized the warranty there was virtually exactly overlaying the extended one I bought, but this one was mentioning another plan I'd not heard of. In short, as second owner of the car I was entitled to another 3/36000 extension for $100 through Ford themselves, they didn't mention it at all and instead added the $980 one that had virtually same coverage and bigger deductible. I found the $100 option in very small print on sale paperwork. Realizing I got taken, went to dealership and surprised they didn't have police escort me out. I accused them of ripping me off and got a refund, but since just past the two month limit, I lost the option for 100% refund, getting back only $780. Here's the kicker. That was maybe 2 months before the implosion of the economy through 1992, the insurance company that underwrote the warranty was one of the ones involved in the Orange County, California pension fund fiasco and when it went belly up the warranty company did as well, rendering all warranties sold under that company instantly null and void. I just missed it and was very thankful. There were shops all over the DFW metroplex that got taken for many thousands of dollars in warranty work performed that no one could pay for, as well as private vehicle warranty holders that suddenly had worthless warranties bought and paid for. Real big news story at the time. Later on I discovered upon reading the fine print in warranty they did not pay for any high tech, you had to buy the 'hi-tech' option, of course not shown to me either and ANOTHER $500. Or, the warranty I had covered nothing I couldn't fix on my own.

That was the first and only warranty I've ever paid for ever. Now I laugh at them, when they ask how I will fix my car if something I cannot understand goes bad I laugh even harder. It really pisses them off at new car sale time, they cannot sell me anything other than car itself, and I never tradein to let them get me there either. Looking back, there is no way those expensive warranties ever come close to paying off except for those who absolutely detest working on cars. Doing all work myself generally has me not paying $1000 total for parts on any car I've ever had throughout its' total lifespan, and most are way less than that.

Certainly one end of the extremes, but it can be done.
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Old 08-07-2013, 05:53 PM   #34
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I was just reading through this searching for an answer and think I found one of them.

Cancelling in the first 30days, you get the sales tax back as well, which is nearly 10%. So if you dont want it act fast. 1800 plan, tax is 150-200 dollars depending on your city/state.

Also see if you have a road hazard/tire warranty (no tax). +~600.


Do you HAVE to go to the dealer to cancel if Ford is the financer? or can you deal stricktly with MPP?
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Old 09-01-2013, 10:37 PM   #35
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Quote:
Originally Posted by mrdeath2000 View Post
I was just reading through this searching for an answer and think I found one of them.

Cancelling in the first 30days, you get the sales tax back as well, which is nearly 10%. So if you dont want it act fast. 1800 plan, tax is 150-200 dollars depending on your city/state.

Also see if you have a road hazard/tire warranty (no tax). +~600.


Do you HAVE to go to the dealer to cancel if Ford is the financer? or can you deal stricktly with MPP?
I'm wondering this as well!
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Old 09-02-2013, 01:03 AM   #36
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I called MPP and they said it wasn't necessary, just fill out there form and mail it in, no need for dealer signature. They already processed mine, just waiting to see the credit.

Luckily the finance company is the same as my bank so it's easy to watch for.
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Old 09-02-2013, 09:28 AM   #37
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You bought a new car = you got ripped off.
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Old 09-02-2013, 09:32 AM   #38
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Quote:
Originally Posted by suss6052 View Post
so you're comparing horse shoes and hand grenades, neither one is close to the other.

sure they are....you lob them bump in an arch shape to land on the target.
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Old 09-02-2013, 10:39 AM   #39
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You bought a new car = you got ripped off.
Not always true, I can buy a 2013 Focus hatch manual for $14,889. You can't touch that on a pre-owned.
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Old 09-03-2013, 01:55 PM   #40
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Quote:
Originally Posted by mrdeath2000 View Post
I called MPP and they said it wasn't necessary, just fill out there form and mail it in, no need for dealer signature. They already processed mine, just waiting to see the credit.

Luckily the finance company is the same as my bank so it's easy to watch for.
Do you happen to have a phone # I could call, or a link to this form?
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