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Old 05-23-2013, 06:12 AM   #1
tru88
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Extended Warranty Question

Hello, I am a new Focus owner, and was wondering what does everybody think about extended warranties through Ford? I am stuck in between on this, but have found some dealerships that have offered the Premium packages for a fairly cheap price (under a grand for 6/75k).


I would also like to add that I have seen that there are a lot of complaints with the new Focus, but so far I couldn't be happier with my purchase. I went from an 06 grand prix to this. This is the smallest car I've had so far. The car before the grand prix was a 95 SHO.


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Old 05-23-2013, 06:15 AM   #2
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and to clarify, the reason why I ask about the warranty, is because of the amount of technology involved in the Focus with all the computers and stuff....not something I can fix on my own. I figure the factory warranty will cover the main stuff that I see everybody discussing? Sorry this is my first brand new car purchase, learning as I go
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Old 05-23-2013, 07:18 AM   #3
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Quote:
Originally Posted by tru88 View Post
and to clarify, the reason why I ask about the warranty, is because of the amount of technology involved in the Focus with all the computers and stuff....not something I can fix on my own. I figure the factory warranty will cover the main stuff that I see everybody discussing? Sorry this is my first brand new car purchase, learning as I go
Some people buy'em some don't. I do, because I keep my cars for a long time. If you choose to buy them, There are Ford dealerships that sell them on the internet. I think Anderson Ford was the cheapest when I bought mine. There are threads on this forum about buying them. Do a search.
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Old 05-23-2013, 07:28 AM   #4
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That is my plan with this. The dealership I bought the car from tried offering me some third party warranty, but I'm not big on that, and they jack up the prices a ton on them. I had an extended warranty for my grand prix that was through gm, and it was great. Anything that had a problem, would be fixed with no problem. I will have to do that, thank you for the input. Nice to see what people's opinions are on them
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Old 05-23-2013, 09:35 AM   #5
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It's an insurance policy, plain and simple. Extended warranties on average cost more than the benefit they provide, which is why they are offered in the first place. If you're risk averse, get the extended warranty, and if you're okay living with a little risk skip it. On average it will save you money to skip it.

Of course, there is also a predictive factor in this equation, because the warranty offerers are trying to predict the cost of servicing the vehicle, which is sort of an unknown on a new platform.
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Old 05-23-2013, 09:52 AM   #6
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I have never purchased the extended warranty on any of the new cars I have purchased over the years. I believe they are over priced. If you are concerned with potential repair costs ($2500 for a new transimission for example). I suggest taking the monthly payment of the warranty ($40 to $50 a month) and put into a money market account. If you have to get the repair you'll have the money and if you go repair free, when you are ready to buy a new car you will have some extra cash. You will basically be self insuring.
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Old 05-23-2013, 10:06 AM   #7
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I have never wished I had one on anything in my life. As stated above, its just an insurance policy and you wont likely get your money back on it. Figure that most of what will go wrong will happen under the factory warranty. I personally skip these and I keep my cars forever. The time you want it is when it has 150k on it..not 75k.
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Old 05-23-2013, 12:11 PM   #8
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No way! They wanted to much $$.
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Old 05-23-2013, 01:35 PM   #9
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I agree with lewisra. Shop the internet if your interested. I got one, 8 year/100k Ford warranty for a few bucks over a grand. Thats 2.40 a week, less than I pay for my cup of coffee everyday. If I never use it no biggie but its piece of mind for a couple of bucks a week.
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Old 05-23-2013, 01:45 PM   #10
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Quote:
Originally Posted by svenster View Post
I agree with lewisra. Shop the internet if your interested. I got one, 8 year/100k Ford warranty for a few bucks over a grand. Thats 2.40 a week, less than I pay for my cup of coffee everyday. If I never use it no biggie but its piece of mind for a couple of bucks a week.
I hope you mean 7 year/100k otherwise you're not going to be happy, the longest available warranty is 84 months (7 years) and up to 125k miles.

But yes do shop around online. If you can get your local dealer to match it when buying the car then great, if not no big deal as long as you rejected it then.
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