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Old 02-11-2013, 12:31 PM   #31
wickedgreyzx3
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A new car will never be an investment as better models are released every year.

As for your statement some cars can be, that may be true but Facebook stock is a safer investment than a car. The car gets wrecked gone. Stolen, gone. Get my point?

A car is the exact opposite of an investment.

Let's break it down driving 12k a year that you paid cash for

New car - 20k (taxed and titled no registration)
Immediate depreciation -4k
Registration (big dif from state to state so ill go with Ohio) -50
1 years worth of maint - 200
1 years insurance - 800
1 years fuel - 1,400
1 years car washes and wax - 125
Final depreciation after 1 year 1500

After 1 year you've now have a car that is only worth 14,500 dollars and you've spent 2,425 dollars just to keep on the road meaning you've lost nearly 8,000 dollars the first year alone

Now lets say the next 2 years are identical are identical except another
Depreciation -3k
Maint - 400
Insurance - 1600
Fuel - 2800
Car washes and wax - 250
Reg- 100

After the first three years you have a car worth 11,500 with 7,575 into keepin it on the road. If you were to sell it after 3 years you would only have 3,925 dollars out of the original cost of the car making for a loss of 16,075 on a 20,000 investment

Now lets jump 2 more years ahead into year 5
Depreciation - 3k
Maint - 400
Tires - 500
Trans service - 150
Alignment - 100
Insurance - (benefit of doubt and lowering rate) -800
Registration - 100
Fuel - 2800
Wash and wax - 250

A grand total of 12825 dollars into a 20k car after just 5 years just to keep it running for a car you can only sell for 8500 dollars

After that 32,825 ( total into the to keep it running and legal) and subtract that from 8500 you are now 24,325 dollars in the red.

Cars sure sound like great investments. Durrrr
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Old 02-11-2013, 12:49 PM   #32
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This is getting way off topic... I have noticed many of your posts are rather irrelevant to the OP questions.

Investment: from wikipedia... because everything on the internet is true!!!

"In economics or macroeconomics

In economic theory or in macroeconomics, investment is the amount purchased per unit time of goods which are not consumed but are to be used for future production (i.e. capital)."

"In finance

In finance, investment is the application of funds to hold assets over a longer term in the hope of achieving gains and/or receiving income from those assets."

Nothing says that an investment has to directly bring you monetary gain upon a resale.

Does the vehicle get you to work to have a job to make money? Will it, being a hobby, bring you satisfaction in your life and make you happy? Can you use is as collateral to secure a loan? Does it provide a last resort shelter if home is lost? Most vehicles can be an investment. It all depends on what your definition of an investment it.

I bet most owners of the cars found at link (http://www.popularmechanics.com/cars...s-cars#slide-1) would not have thought that it would be an investment.

In regards to the OP and oil. I usually find a name brand oil and stay with it and the oil filter. This is usually due to being able to buy in bulk both the filters and the oil and saving money. Change on regular basis, (I usually do 6k miles on the oil with 3k on the filter (synthetic)) and you will be fine. I also don't like "combining" oils because the ratio of detergents and other such things may not mesh all that well. that why most people also discourage the use of oil additives.
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Old 02-11-2013, 01:02 PM   #33
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Using the transportation to work theory is a buss pass also an investment?
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Old 02-11-2013, 01:15 PM   #34
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It could be argued that it is. by investing in a month or yearly buss pass your saving $x.xx you also are investing in cleaner air quality, not to mention you would have more free time since your not driving you can catch up on cat videos on line or do some of your investment banking, study current events or area of interest and investing in your own knowledge.

Anything can be an investment, it all depends on the intent and use behind the purchase.
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Old 02-11-2013, 01:21 PM   #35
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Bottom line is a car is not an investment and if it is an investment it's about the worst investment you can make using my example of a 20k car over 5 years you ended up 25k in the hole assuming you can sell it for 8,500 dollars which after 5 years is never going to happen with a 20k car

Buy gently used 2-4 year old cars, let the original idiot who bought it get bitten on the depreciation.

Also, you got trolled. HARD
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Old 02-11-2013, 03:58 PM   #36
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Quote:
Originally Posted by Andrews-bad-SE View Post
As I've been doing a lot of road trips (St. Louis area to Cleveland and back) I've definitely been trying to optimize fuel efficiency. I always keep up on plugs/wires, air filter, fuel filter, etc. Everything I can think of, and I always kept it at 65mph. I know that less RPM's x more MPH means fuel economy lol. I've found that 60 or 65 keeps it nice and efficient. Also with tire pressure... Definitely important. I have 205/45ZR17's on my EAP wheels, and I put 36psi in all four, I found it helps with the economy issue.

Thanks a lot for the insight on the oil, I'll definitely be considering what you mentioned when I make my purchase.

It sounds like you're already doing more than most people to optimize your mpg. Staying with full syn oil will not only keep your mpgs as high as possible, but it also helps to protect your engine with less investment of time & money on your part. (For example, if you'd normally change "cheap" oil & a filter every 3000 miles, then you'll easily go 10000 mi between changes on M1 0W-40. So you save both the money & the time spent doing 2 complete oil changes, & also get better engine protection the entire time!)

Here's another thing to consider if you really go off the deep end in your quest for higher mpg:
Switching to lighter wheels & tires reduces the work it takes for your engine to spin heavier wheels up to speed. Simply switching tire brands could save a couple of pounds per tire. In your case, switching to 16" rims & narrower tires could easily save even more of weight off each corner. You'll also get lower rolling resistance, which adds to the mpg total.
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Old 02-11-2013, 11:41 PM   #37
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Quote:
Originally Posted by Eiron View Post
It sounds like you're already doing more than most people to optimize your mpg. Staying with full syn oil will not only keep your mpgs as high as possible, but it also helps to protect your engine with less investment of time & money on your part. (For example, if you'd normally change "cheap" oil & a filter every 3000 miles, then you'll easily go 10000 mi between changes on M1 0W-40. So you save both the money & the time spent doing 2 complete oil changes, & also get better engine protection the entire time!)

Here's another thing to consider if you really go off the deep end in your quest for higher mpg:
Switching to lighter wheels & tires reduces the work it takes for your engine to spin heavier wheels up to speed. Simply switching tire brands could save a couple of pounds per tire. In your case, switching to 16" rims & narrower tires could easily save even more of weight off each corner. You'll also get lower rolling resistance, which adds to the mpg total.
Lol thank you for putting this back on track!
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