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Old 09-19-2012, 01:37 AM   #111
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Originally Posted by Elizabeth View Post
I did not get a big pile of money off. A little off, but then I got the exact car I wanted.
So I have no plan on selling anytime soon either.
The only thing that the wholesale price says to me is perhaps for insurance, i could opt for the 'replacement' coverage. Which is to get me an equal car, not just the bluebook value if it is totalled.
The extra coverage is $110. year. I just may, or may not bother. I like to feel some of the risk is my own, And I am not just paying it all to the companies.
I bought my ti used, and now I wish I had waited another month for the ST. Sure it would have cost more but the payments over 5-6 years would not have increased enough to put me off. Now I have a car I don't really want. I mean it's nice but not exactly what I wanted. And it is still worth 1000's less than I bought it for used (trade in value).

On the bright side, I was looking at getting a subcompact, brand new instead but I think I am better off with what I got for the money, so I guess it kinda works both ways.
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Old 09-19-2012, 04:16 AM   #112
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My oldest brother is totally against having a car payment. He also hates paying for new car depreciation, so he always buys a vehicle that is a year or two old. I can see his Dave Ramsey style point. He is the CEO of a hospital corporation and earns more money every two months than my wife and I earn in a year. He has the ability to purchase a nice car for, let's say $20K cash, but my wife and I would have to save for years to do the same. Like most people, we have to finance an automobile purchase if we want a decent late model vehicle.
OTOH, we don't "waste" any money on anything other than new cars. If it cost us around $350 a month to drive a brand new car we love.....so be it. It ain't gonna break us to do that!

When we traded in our Fusion on our new 2012 Focus, the dealership gave us more than the Kelly blue book value.
The KBB excellent condition value for our Fusion is, as of five minutes ago, $14,361. The dealer gave us almost $2500 more than that as a trade-in value on the Focus. Also, they didn't screw us on the price of the new 2012 Focus either.

What some of these websites tell us our vehicles are worth can be thousands of dollars off in the real world.
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Old 09-19-2012, 04:43 AM   #113
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I got my STI with only 3800 miles for $32k which saved me about $5k off of sticker and it came with a few extras but with the Focus it was nice to get one with only 6 miles on the odo. The bad is I have almost $900/month in car payments.
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Old 09-19-2012, 09:35 AM   #114
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Originally Posted by Elizabeth View Post
I did not get a big pile of money off. A little off, but then I got the exact car I wanted.
So I have no plan on selling anytime soon either.
Samesies. I wanted a 5-door Ti with a sunroof, the handling package and Kona Blue. I found ONE searching from Milwaukee to Chicago, so I bought it in July. I wish I had known that Ford would soon offer a $2k rebate on the 2012 Foci. This was my first new car purchase and in hindsight, if I ever get a new car again (which I probably won’t) I’ll be sure to look out for better financing offers and get a lower-trim model.

I kind of have the urge to rebuild an engine (and the suspension) on a Ford Escort so I can drive it for 100k miles which means I can sell this car. Heh… but seriously.
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Old 09-19-2012, 06:56 PM   #115
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Originally Posted by Wildsailor View Post
I bought a new car because I was getting tired of fixing my old one. It was getting to be every weekend.
I had an 89 Civic I was having to keep wrenching on for it to be road worthy. When it came time that the head gasket needed replaced I didn't want to hassle with a torch to heat up the balancer to remove it and all rigamoral/money involved with it so I bought the Focus. I check all the time for what it would cost me to purchase the equivalent of my car and it is more than I paid new. Resale is not the reason I bought the car anyway.
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Old 09-19-2012, 09:07 PM   #116
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I always considered my car to be worth the amount of money that it was able to help me earn, because I sure ain't commuting 70 miles a day on foot. Value computed as follows: (how many months does it get me to work * monthly salary) - (the cost of the car + maintenance) = overall value. I learned, before I had a drivers license that the depreciation of a car over time is logarithmic non linear and downward trending. Worrying about the resale value of your car is what I would call a first world problem.
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Old 09-19-2012, 11:16 PM   #117
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If your the kind of person like me who doesn't keep a car for more than a couple of years, then one thing you could always do is troll cars.com and the like and look for one that is only a year old or so that has already taken the depreciation hit. It sometimes can take a few months, but eventually you'll find some poor soul looking to sell it for a few thousand more than what a dealer would give them in trade and sometimes even a dealer giving a decent deal. My local dealer has 4 "used" 2012 focii on the lot all with under 10K miles. Then when you resell, your skipped 6k of the 8k hit. You were still under warranty the whole time, etc...

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Old 09-20-2012, 12:19 AM   #118
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C'mon guys what did ya expect?!? It shall continue to drop in value, simply because it's a domestic. Sad, but true.

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Old 09-20-2012, 01:54 AM   #119
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It will continue to drop in value because it is a car. Very very few cars ever appreciate and that's only because of some collector value.

Transportation is an expense, it costs 55c/mi. Buying and maintaining a car is purely an expense, not an investment. You could pay a bus fare, ride a bicycle, take a cab, charter a jet, etc. For some reason people get attached to their cars and think they are worth a lot of money. 25k could buy me 75 years of unlimited bus fares or an "investment" in a car that changes value by -35% a year.
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Old 09-20-2012, 08:52 AM   #120
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The good news is they will be cheap as f when you go buy a used one in a couple years.

But really what do you expect... Every previous iteration of the Focus has depreciated like mad. This is a relatively nice car for the money, yes, but it's still a Ford Focus.
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