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View Poll Results: did you buy an extended warranty?
Nope. Included warranty only. 73 47.10%
Yes. PowertrainCARE (29 key components covered). 1 0.65%
Yes. BaseCARE (84 key components covered). 1 0.65%
Yes. ExtraCARE (113 key components covered). 5 3.23%
Yes. PremiumCARE (500+ key components covered). 75 48.39%
Voters: 155. You may not vote on this poll

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Old 08-19-2011, 07:08 PM   #51
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Originally Posted by daltonm View Post
Bought from www.zeiglerfordesp.com. Half the cost of my dealership. With so many concerns about the dual clutch tranny and MFT, I needed the peace of mind.
Damn. I wonder why Florida isn't an option... I was going to request a quote.
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Old 08-19-2011, 07:56 PM   #52
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Damn. I wonder why Florida isn't an option... I was going to request a quote.
Found this in a Mustang forum from gtx76. "In Florida the warranty is considered insurance and regulated by the Insurance Commission. They cannot negotiate price on warranty."
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Old 08-19-2011, 08:00 PM   #53
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Looks like lots of folks willing to pay for repairs in advance.

Now what did P.T. Barnum say was born every minute?

Just my opinion.
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Old 08-19-2011, 08:12 PM   #54
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We'll see in 4-7 years.
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Old 08-19-2011, 08:20 PM   #55
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Looks like lots of folks willing to pay for repairs in advance.
Now what did P.T. Barnum say was born every minute?
Just my opinion.
you are only a sucker if you don't weigh the risks vs the benifits long term. I rarely buy extended warranties but there are two things that I do usually buy them on, laptop computers and cars. I have been saved much more money than my extended warranty costs on both of those things. so to me, if I can get an extended warranty at what I consider a reasonable price I will get it, which I will on my focus when I finally get it.
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Old 08-19-2011, 10:11 PM   #56
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sucker if you don't weigh the risks vs the benifits long term.
Pretty sure that's not the definition of sucker that P.T. Barnum was talking about.

My personal analysis (and of several consumer orgs) has weighed the risk vs benefits.
Dealer extended warranties are highly profitable for them. If you understand what profit is,
then you can understand that they are winning, consumers are loosing.

If you abuse the products you buy, or you are one of the unlucky consumers where everything you touch breaks,
then you need the warranty.

For the average Joe, it may make sense to roll the dice. Like me.

Again, this is just my opinion. Nothing more. Do your own research.
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Old 08-19-2011, 10:41 PM   #57
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I bought a new Mercury Mystic, at 38,000 miles, 2,000 miles after the warranty expired, the motor burned up. Ford paid half of the replacement cost. My share was just over $3,000. They had to take the engine off the assembly line and ship it to Dallas because there were no engines available. After that Ford put seven water pumps on it, I think it was a rotten service department. One time I went to pick up the car after they were supposed to have put a new water pump on the car and there on the service drive water was running out of the water pump.

Then it would just stop running. It was towed in so many time my insurance company cancelled my towing coverage. I got to the point when I went out of town I rented a car.

I spent more money on repairs over the six years I owned the car than I paid for it new.

I always consider an extended warranty. With a new model or design is I am more inclined to get the extended warranty.

The dealer may make money on the policy but, you could stand to be out thousands for repairs. All insurance is a bet. You are in effect betting you will have a car accident and the insurance company is betting you won't. Since the insurance companies make money they must win most of those bets, but the risk to you and your financial well being of being right and having an accident is to great to not get coverage.
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Old 08-19-2011, 11:20 PM   #58
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I have a '12 Titanium and I opted for the 7/125K Premium Care plan with a $100 deductible. I got it online from Ziegler Ford, *not* from my dealer. I saved at least $500 doing that, and I'll also get cash back because I used my Discover card.

So, doing the math... my plan costs me about $14.60 a month, or slightly over a penny a mile before factoring in the DC cash back. I considered that a good value for peace of mind. It's a new model, and while it's a nice car, it doesn't yet have a solid benchmark.
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Old 08-20-2011, 07:22 AM   #59
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>>>Now what did P.T. Barnum say was born every minute?

Barnum . . .be mindful . . . was a professional clown.

I just got a 2012 Focus Titanium. We both work in NYC and I've grown weary of buying $80,000 cars and seeing what the daily parking (we pay about $500 per month for each car to park) does to the cars.

In addition I had an "old" 2006 Ford F-150. I thought the Ford was reliable enough that I'd just use it as a daily driver. In the last 6 months I've paid about $6,000 in repair bills. Last month it was a $3,400 rebuilt transmission. Although the "Trans Fault" problem on the F-150 is well documented . . it was still pricey.

We bought our first Focus while awaiting delivery of a E350 Cabriolet. We found, at 37.4MPG, that the Focus was a great daily driver and the entire car cost less than the options on the E350.

Bottom line is I swapped the F150 for another Focus and am very pleased. But, having spent tons of money just 3 months after the warranty ran out, I bought the Premium Care Extended Warranty for the 2012 Titanium.

I don't intend to keep it more than 2 years but the warranty (a whopping $46 per month at the 0% financing option) will more than pay for itself when I get rid of the car.

Folks will decide based on their own unique situations. I doubt, as a Wall Street hedge fund executive, I fall into the typical Focus demographic. But, I can assure you that even folks who can pay for a new Focus with a week's salary still hate paying unnecessary repair bills.

Barnum may have been right . . . but I didn't rely, building my career, on the advise of clowns and don't intend to now.

I bought the Premium Care.
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Old 08-20-2011, 10:54 AM   #60
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Oh the passion here. Cats versus Dogs.

I did more research and found out you can get extended warranty coverage
anytime during factory warranty at the same price.

So even Wall Street geniuses can hedge their bets and keep their millions in
their offshore accounts a little longer.

Basically you get 2 years extra coverage, after you were covered for 5 years.
Most major defects should show up sooner than 5 years.

The real geniuses are the actuaries that have statistics on their side.

The real clowns are the folks manipulating the stock market in their favor.
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