Ask a Ford salesman anything (Incentives, Inventory, etc)

[RDJTX]

Originally Posted by samhane

My guy just told me I'm approved through Ford. The incentives are $500 rebate and 5.9% for 72 months right?
Because he's telling me through Ford it's 12.35%. Doesn't sound right to me I know my credit isn't the best but if I qualify through Ford I should get 5.9% and the $500 rebate right? Regardless of anything else because I met Fords requirement of qualified through Ford right? Or is there some way they can get the 12.35% off on me?

there is a disclaimer at the bottom of all of those interest rate incentives something along the lines of "interest rate is subject to approval and will be give to those who meet credit requirements" or somthing like that. Basically it says that if your credit is good you will get that rate, if it is bad they point to the fine print and say sorry you qualified for a loan but not at the best rate.

in other words, to put it plainly, you are screwed on the rate

[imccrea]

Originally Posted by samhane

My guy just told me I'm approved through Ford. The incentives are $500 rebate and 5.9% for 72 months right?
Because he's telling me through Ford it's 12.35%. Doesn't sound right to me I know my credit isn't the best but if I qualify through Ford I should get 5.9% and the $500 rebate right? Regardless of anything else because I met Fords requirement of qualified through Ford right? Or is there some way they can get the 12.35% off on me?

You probably aren't scoring well with Ford and coming in at a tier 4. Tier 0-2 is 5.9% at 72 months, however if you don't scored 650 or above your rate goes up.

[DJ2BIG]

what is tier 1 scoring?

[samhane]

Originally Posted by imccrea

You probably aren't scoring well with Ford and coming in at a tier 4. Tier 0-2 is 5.9% at 72 months, however if you don't scored 650 or above your rate goes up.

It was amazing after I said no thanks I don't want the car that price was insane he came back and told me that now they got me at 5.9% and alot closer to the monthly payment I was looking for. I know my credit wasn't perfect but its not that bad either.

[imccrea]

Originally Posted by DJ2BIG

what is tier 1 scoring?

credit scores

Ford tiers you based on your credit rating.

0-2 is the best rate
3 is marginal
4 is poor
5 is declined

[SevanC]

Can you tell me what the X-Plan price is for an SE hatchback with a manual transmission and the following equipment?

Equipment group 201A
Red Candy Paint
Winter Package
SE Sport Package
17” wheels

If I 'build" the car on the Ford website this car has an MSRP of $21,545.

Thanks.

[paladin732]

Originally Posted by SevanC

Can you tell me what the X-Plan price is for an SE hatchback with a manual transmission and the following equipment?

Equipment group 201A
Red Candy Paint
Winter Package
SE Sport Package
17” wheels

If I 'build" the car on the Ford website this car has an MSRP of $21,545.

Thanks.

$20,584 from EAA's xplan

[SevanC]

Originally Posted by paladin732

$20,584 from EAA's xplan

Thanks for the quick reply. Did that come from the EAA website?

[paladin732]

Originally Posted by SevanC

Thanks for the quick reply. Did that come from the EAA website?

check your PM

[cuzzoni]

Hi,

Can you help me find a 2012 Focus Titanium Sedan in Yellow with NAV, no other options. 90505 zip. I've got a $500 brochure coupon, any other incentives?

Thanks,
Craig Buehler