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Ford Focus Purchasing Center (Ask A Ford Salesperson) Discuss about special incentives and ordering information on the Focus & Focus ST.
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Old 08-09-2012, 01:35 PM   #1601
imccrea
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Quote:
Originally Posted by chowman View Post
oh boy! ... thx for checking!

how about in a Sterling Gray Metallic? ... thx
Name Keyser & Miller Ford Inc
Address 8 East Main Street
City Collegeville
State PA
Postal Code 19426
Phone (610) 489-9366

Name Chapman Ford Sales
Address 5201 Main Street
City East Petersburg
State PA
Postal Code 17520
Phone (717) 299-4331

Name McMahon Ford
Address 1 Main Street
City Norwalk
State CT
Postal Code 06851
Phone (203) 838-4801
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Old 08-11-2012, 12:09 AM   #1602
Chaddz3
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Originally Posted by Thardus View Post
Ah, thanks for the tip. Checked it out and its missing a few options the 12 had. particularly the 17" machined and painted alloy rims that I wanted. Oh well...

Thanks again.
There are a couple of guys on ebay that sell the 17" machined and painted rims...

I bought a set for my S to replace the 15" steelies it came with...

depending on the wheels you get on your car when you take delivery, you may be able to sell those on ebay to help balance out the overall cost of the wheel swap..
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Old 08-12-2012, 06:26 PM   #1603
clarence boddicker
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Hello good people. I have a question for the salesman (imccrea)

I live in southern los angeles, I have "cool" credit from a wells fargo credit card, I have a part time job at the mall (this is my 3rd week working there). I am a 23 yr. old full time college student who gets good financial aid, and I have around 6.5k cash..
Can I finance without my parents??? I am looking for a focus se w/ S.P, 5sp.
Yes, my mom cosigning with me would make things a heck of a lot better, right?
But, I would like to do this one on my own (if possible)

Can this be done?.. thanks

p.s I am also thinking of going through credit union of southern california, I have good history and a savings acct with them.. Can you or someone please educate me with this, I thought it would be cool to ask you guys before I go see a dealer or a banker.

best,

C. Boddicker
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Old 08-12-2012, 06:58 PM   #1604
Nik00117
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1. Go talk to your credit union
2. Go apply at the dealership too

Really it depends on your income. And what do you mean by "cool" credit is measured in numbers 350-850. Where is yours?

350-400 means your a professional at not paying your bills and I wouldn't trust you with a pen
400-500 means you used to be a professional or are on your way to becoming a professional not bill payer
500-550 means bad credit
550-600 means possibly recovering credit
600-650 means OK credit
650-700 means slightly better credit
700+ means good credit
800+ means amazing credit
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Old 08-12-2012, 07:04 PM   #1605
clarence boddicker
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I do not know my credit score. But my monthly payment is always paid, and on time. Even a little above minimum. Some times ill drop about $150+
A buddy of mine told me that its bad to check your score, so I have not checked it. But it should be acceptable.
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Old 08-12-2012, 07:47 PM   #1606
Nik00117
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A buddy of mine told me that its bad to check your score, so I have not checked it. But it should be acceptable.
I love that myth, how is bad to check your credit? It's not bad at all, I check mine regularly. Couple times I found problems like one time a company that I had never heard of had charged my credit, turns out it was a mistake on their part and it was removed.
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Old 08-12-2012, 08:08 PM   #1607
clarence boddicker
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Thats pretty funny (myth part) okay, ill check it out... Say its good. What should i do from there? Do you recommend i go to the salesman and talk?
What would you do in my shoes? Should/could i do it on my own, or have my mum assist me?
She is willing to help me in september she says. But like i said before, I would like to do it on my own. And ive gained an obsession over this car. It would be nice to get it asap. But i can wait another month of course, no prob.
Thanks, bud.
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Old 08-12-2012, 08:53 PM   #1608
imccrea
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Quote:
Originally Posted by clarence boddicker View Post
Hello good people. I have a question for the salesman (imccrea)

I live in southern los angeles, I have "cool" credit from a wells fargo credit card, I have a part time job at the mall (this is my 3rd week working there). I am a 23 yr. old full time college student who gets good financial aid, and I have around 6.5k cash..
Can I finance without my parents??? I am looking for a focus se w/ S.P, 5sp.
Yes, my mom cosigning with me would make things a heck of a lot better, right?
But, I would like to do this one on my own (if possible)

Can this be done?.. thanks

p.s I am also thinking of going through credit union of southern california, I have good history and a savings acct with them.. Can you or someone please educate me with this, I thought it would be cool to ask you guys before I go see a dealer or a banker.

best,

C. Boddicker
Okay so Ford offers a first time car buyer rebate where it matches your down payment up to $500 for a Focus. If you are a first time buyer there is a big list of musts for qualifying.
Short list
-NO derogatory credit (late payments, collections, etc)
-Debt:Income cannot exceed 30% I believe. In other words don't have debt
-Payment cannot exceed $375/mo (typically)

Most likely you are more likely to get qualified with your mom co-signing. Based on your part time job you won't get qualified, you have to have $1,800/mo income for almost every bank to qualify for a loan despite putting $6,500 down.
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Old 08-12-2012, 09:02 PM   #1609
clarence boddicker
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Thank you, guys.

Long live FF!
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Old 08-16-2012, 08:43 PM   #1610
leppylep
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I'm not sure if you would know but can i combine the employee discount with ford and my x-plan discount i get with work here in Canada? I also get a $1000 off with Costco the ford and employee discount is currently $2200

Last edited by leppylep; 08-17-2012 at 07:17 AM.
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