insurance for the track - Focus Fanatics
Ford Focus Forum
HomeContact UsAbout UsGalleryDiscussion ForumsMarketplace


Go Back   Focus Fanatics > Ford Focus Racing Discussions > Autocross Racing

Autocross Racing The place to discuss information about autocross stats, tips and events. Track sanctioned events only.

Search This Forum | Image Search | Advanced Search    
Ford Focus Tire & Wheels FocusFanatics Merchandise

Reply
 
Thread Tools Display Modes
Old 06-08-2007, 01:17 PM   #1
nuskool
Focus Enthusiast
 
Join Date: May 2007
Fan#: 47585
Location: Kaukauna, WI, United States
What I Drive: 07 silver ZX5 SES slushbox

Posts: 66
FF Reputation: 1 nuskool Good Standing Member
Buy-Sell-Trade Rating: (0)
insurance for the track

So I was watching some autocross vids on youtube and I saw one dude roll his contour SVT. They showed it being towed away and it looked pretty much totaled.

I would assume there is track insurance. What does it cover and how much does it cost.

It would really majorly suck to total a car w/out ins to fix/replace it. Something I wouldn't do. Not to mention the fact that my wife would probably forbid me to do it. (understandably so.)


nuskool is offline  
    Reply With Quote
Sponsored Links
Advertisement
 
Old 06-08-2007, 01:22 PM   #2
WeeAsp
Resident Curmudgeon
 
WeeAsp's Avatar
 
Join Date: Jan 2007
Fan#: 42718
Location: NOVA
What I Drive: 2002 RED SVT Focus

Posts: 4,360
FF Reputation: 175 WeeAsp Excellent Standing MemberWeeAsp Excellent Standing Member
Buy-Sell-Trade Rating: (0)
Your insurance will cover damages done at an AX and on most club oriented track days.

The reason being is that you are not "racing" in the strictest definition.

The Sports Car Club of America (SCCA) refers to AX as a "Precision Driving Event".

For big track days, most clubs refer to the events as "Driver Education" or a "Performance Driving Experience".

That said, most clubs require that you carry a minimum of $100,000 in personal injury and liability insurance to put a car on track.

IF ...big IF you are unfortunate enough to have an incident, the likely scenario is that the insurance company would cover the damage and either drop you or significantly raise your rates.

For AX, not a big deal. I've been doing this for 17 years and only ever seen 3 insurance claims at an AX event. Not saying that it can't happen, but it is exceedingly rare.

Still, insurance isn't an obstacle for enjoying these events.
__________________
FORMER Avenging Moderator of the Apocalypse and Leader of the Axis of Oversteer

"I live with fear every day and sometimes, she lets me race."

2002 SVT Focus... Stock
WeeAsp is offline  
    Reply With Quote
Old 06-08-2007, 01:37 PM   #3
JRODSVT
Dragon Warrior
 
JRODSVT's Avatar
 
Join Date: Nov 2004
Fan#: 15362
Location: West Frankfort, IL
What I Drive: 03 SVT ZX5

Posts: 308
FF Reputation: 97 JRODSVT Excellent Standing Member
Buy-Sell-Trade Rating: (6)
i have done many track days and have loved it. just go and have fun and don't be stupid.
__________________
J-RAWK!!!
FocusFests best of sound 2008
(Oo> (SVT) <oO)
o xxxxxxxxxxxx o
JRODSVT is offline  
    Reply With Quote
Old 06-08-2007, 02:58 PM   #4
nuskool
Focus Enthusiast
 
Join Date: May 2007
Fan#: 47585
Location: Kaukauna, WI, United States
What I Drive: 07 silver ZX5 SES slushbox

Posts: 66
FF Reputation: 1 nuskool Good Standing Member
Buy-Sell-Trade Rating: (0)
Quote:
Originally Posted by JRODSVT View Post
i have done many track days and have loved it. just go and have fun and don't be stupid.
That would be the plan. I like to push the envelope so to speak, but more than that, I really wouldn't want to wreck a car. And I know it would be extremely rare. But one must cover thy ass anyway.

That's why I like the ax sport. No fender rubbing. Maybe a cone once in while. But that's really about it I figure.
nuskool is offline  
    Reply With Quote
Old 06-08-2007, 03:00 PM   #5
WeeAsp
Resident Curmudgeon
 
WeeAsp's Avatar
 
Join Date: Jan 2007
Fan#: 42718
Location: NOVA
What I Drive: 2002 RED SVT Focus

Posts: 4,360
FF Reputation: 175 WeeAsp Excellent Standing MemberWeeAsp Excellent Standing Member
Buy-Sell-Trade Rating: (0)
Cones, curbing, light poles, idiots driving onto the course and the occasional errant stray dog (yes, both have happened) are all that you really need to worry about.

It is arguably the safest form of motorsports.
__________________
FORMER Avenging Moderator of the Apocalypse and Leader of the Axis of Oversteer

"I live with fear every day and sometimes, she lets me race."

2002 SVT Focus... Stock
WeeAsp is offline  
    Reply With Quote
Old 06-08-2007, 03:08 PM   #6
sexy2002svt
Focus Fanatic
 
Join Date: Feb 2004
Fan#: 3468
Location: hoodbridge/sterling/norfolk
What I Drive: JDM Mugen Turtle

Posts: 3,168
FF Reputation: 4 sexy2002svt Good Standing Member
Buy-Sell-Trade Rating: (3)
^^^lol, oh yeah, one time at an auto-X we had a huge Greyhound type bus drive through our track!

and yeah, once when i was myself doing the course, some retards didn't see all the orange cones and decided to drive right onto the course in the middle of my run....i'm still tryin to figure out how you flip a car doing auto-x
__________________
HOLLER
TEAM STERLING!!!
sexy2002svt is offline  
    Reply With Quote
Old 06-08-2007, 03:21 PM   #7
nuskool
Focus Enthusiast
 
Join Date: May 2007
Fan#: 47585
Location: Kaukauna, WI, United States
What I Drive: 07 silver ZX5 SES slushbox

Posts: 66
FF Reputation: 1 nuskool Good Standing Member
Buy-Sell-Trade Rating: (0)
do a google search under the video tab. autocross svt were the key words I entered and you'll see it. It's on youtube of course
nuskool is offline  
    Reply With Quote
Old 06-08-2007, 03:30 PM   #8
WeeAsp
Resident Curmudgeon
 
WeeAsp's Avatar
 
Join Date: Jan 2007
Fan#: 42718
Location: NOVA
What I Drive: 2002 RED SVT Focus

Posts: 4,360
FF Reputation: 175 WeeAsp Excellent Standing MemberWeeAsp Excellent Standing Member
Buy-Sell-Trade Rating: (0)
I just looked at the video...

It's an absolute shame.

That said, the organizers and safety marshalls should be drug out into the street and caned within an inch of their lives.

2 issues

1) the location or "lot" had absolutely NO run off room

2) they were running the course in a direction that begged for catastrophe to happen. They should have run in the opposite direction where the driver would have some chance at recovery or at the very least saving the sheet metal.

Please, do not think that this is typical of autocross. It simply is not.
__________________
FORMER Avenging Moderator of the Apocalypse and Leader of the Axis of Oversteer

"I live with fear every day and sometimes, she lets me race."

2002 SVT Focus... Stock
WeeAsp is offline  
    Reply With Quote
Old 06-08-2007, 04:40 PM   #9
nuskool
Focus Enthusiast
 
Join Date: May 2007
Fan#: 47585
Location: Kaukauna, WI, United States
What I Drive: 07 silver ZX5 SES slushbox

Posts: 66
FF Reputation: 1 nuskool Good Standing Member
Buy-Sell-Trade Rating: (0)
Oh I didn't think it was. I would imagine they don't normally run so close to the edge/obsticles
nuskool is offline  
    Reply With Quote
Old 06-08-2007, 05:36 PM   #10
WD40
The Librarian
 
WD40's Avatar
 
Join Date: Mar 2004
Fan#: 5157
Location: Helena, MT
What I Drive: '04 Sonic Blue - SVT 3Door

Posts: 13,116
FF Reputation: 138 WD40 Excellent Standing MemberWD40 Excellent Standing Member
Buy-Sell-Trade Rating: (3)
That was friggin' horrid!
http://www.youtube.com/watch?v=WsX2LxrtZ0E
I can not believe that was an SCCA sanctioned event.
There's no way any self respecting Safety Steward (and yes, I am one) would have allowed that event to go on.
Sheesh...there's people sitting down in the middle of the course.

I really feel for the car owner, but ultimately, it is your decision to run or not.
In this case, he made the wrong choice.
I'm wondering how many other incidents they've had at that place.

And no...that is NOT anywhere near being a normal AutoCross course.
WD40 is offline  
    Reply With Quote
Reply

Bookmarks & Social Networks

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump

Similar Threads
Thread Thread Starter Forum Replies Last Post
Mountaineer Madness - Charge of the Foci Brigade!! WeeAsp General Racing Chat 43 05-21-2007 11:10 AM
Porshe PDS 19-20 May @ SMMR (track day ) terrasmak Fanatics: SoCal 0 04-13-2007 02:46 AM
Mid Ohio Driving School / Open Track Oct 21-23 shlbygt General Racing Chat 5 10-31-2005 04:01 PM


All times are GMT -5. The time now is 02:08 PM.


Copyright 2002-2014 FocusFanatics.com. All Rights Reserved : Terms of Use : Privacy Policy : Advertise Information : Site Map

Focus Fanatics Ford Focus Forum offers many fun ways for you to engage with other Ford Focus Owners from across the world. Whether it be about the aftermarket performance modifications, technical how-to's, European tuned suspension or awesome fuel economy similar to the Acura TLX or Fiesta ST. You can find all Ford Focus and Focus ST related information here. Join our Ford Focus discussion forums and chat with local Focus enthusiasts in your area.