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Old 09-10-2012, 02:34 PM   #11
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Here is the other plus with just taking a loan through the Dept of Education,
You can write it off on your taxes. I got a nice return from interest paid plus I got a tax credit the last two years on my taxes for being enrolled at least part time. I think it was called American Opportunity Credit. There is another one depending on qualifications I cant remember what it's called. You get one or the other. I got like a $1500 tax credit.
Plus you more than likely qualify for a pell grant of up to $5500 if you haven't been enrolled and dropped out, been less than part time or dropped below passing grades in the past.
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Old 09-10-2012, 02:37 PM   #12
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I didn't realize there were people that just went to school with no P/T work...
I would say the majority of students around here dont take PT jobs while in school. Most just work during the summer to save for their spending money throughout the year, its lazy I know.
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hes still single and thirsty because he wasted his pepsi...
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Old 09-10-2012, 02:41 PM   #13
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I would say the majority of students around here dont take PT jobs while in school. Most just work during the summer to save for their spending money throughout the year, its lazy I know.
Hrmmm...I couldn't imagine not having a job.
What would I do after classes?
Where would I get money?
What place hires for just May - August anyway?
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Old 09-10-2012, 02:53 PM   #14
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Well I'm from a small town, and our nearest colleges and universities are all about an hour away so many places in town hire students for just the summer time. I do agree that having a job during school is better,
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hes still single and thirsty because he wasted his pepsi...
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Old 09-10-2012, 03:13 PM   #15
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Some can work during the school year, some can't.

If it's possible to fit in both, I say do it but not to the point that it begins to interfere with and negatively affect your studies.
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Old 09-10-2012, 04:29 PM   #16
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I work my a$$ off going to work part-time 39.5 hours (so they don't have to give me full-time benefits) and taking 18 credits a quarter (which is more than full time). I have my own place and a 3 month old so not working is not an option for me but, it sure would be friggin nice to be able to FOCUS on just school.
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Old 09-10-2012, 05:38 PM   #17
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im doing the whole full time school and full time work.. its hell.. but the end feeling is great... plus i have ZERO school debt...
Yep... Same here. I own a condo, make payments on a motorcycle, and have a crapload of other bills that require me to work full time while going to college. I'm a super senior this year (I switched my majors 2 years in... D'oh!) and at one point, I was juggling a full time job, being a full time student, working an unpaid internship for 15+ hours a week, and trying to keep the fiancee happy while only seeing her for about an hour a day. (and for the record, the only thing that has changed is that I've completed my internship... and my summer course. I have another week off before school starts again :P)

Just get a part time job and make the payments. As long as they're not insanely high, you should be fine Oh, and I understand the stale job thing man... I've been a security guard for 4 years now. Talk about dead end... At least you get to deal with cars, not drunks and druggies!! lol

Also, its interesting to see all these folks still going to school. I kinda felt like I was the only one! lol
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Old 09-10-2012, 08:36 PM   #18
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I think that seems to be the plan of action. and my payments are only 373 a month, so it really shouldnt be tooo bad to afford that, especially where I'm only going to be in school for a year!
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hes still single and thirsty because he wasted his pepsi...
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Old 09-10-2012, 09:13 PM   #19
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Hrmmm...I couldn't imagine not having a job.
What would I do after classes?
Where would I get money?
This. I've had a job since the day I turned 18, and had a part time job in high school too. I would go crazy if all I had to do was schoolwork. Besides, I like having money WAY too much not to have a job.
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Old 09-10-2012, 09:32 PM   #20
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just my opinion,but is never a good idea to have a car payment. I like owning my cars,not letting a bank own them and letting me drive them!!
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