Let's make a deal

[craigsfocus]

According to Truecar the invoice is $19k for a standard Ti Hatch. The average for the New Orleans area is $20k

[suss6052]

Originally Posted by craigsfocus

According to Truecar the invoice is $19k for a standard Ti Hatch. The average for the New Orleans area is $20k

That doesn't seem to be very accurate, from what I've seen or heard the invoice for a Ti hatch is closer to 21k, unless the holdback got that much sweeter by close to 2k.

[dyn085]

Originally Posted by craigsfocus

According to Truecar the invoice is $19k for a standard Ti Hatch. The average for the New Orleans area is $20k

Make sure you option it out exactly as listed, then ensure that it is the starting price for negotiations. They do not have to go as low as what's listed, but there is still a profit factored in.

Better yet, use the function for emailing the different dealers. Surely two will bite, and you can play them off each other. We saved over $11k on our Armada this way...

[DoubleD2012]

Yeah trucar wouldn't allow me to put in leather, moon roof, navi, handling package so the MSRP is for a base Ti

4k off MSRP would be awesome, looks like my bank will do 3.99 for 60-72 mo.

[dyn085]

That's odd, I know it used to option.the cars correctly, including any and all available rebates. I'll have to take a look tonight...

[craigsfocus]

I didn't option it. Just chose 2012 Ford Focus Ti Hatchback. The button to option it was there. I am on my phone so I can't play around with it

[SkyPilot]

Originally Posted by DoubleD2012

Yeah trucar wouldn't allow me to put in leather, moon roof, navi, handling package so the MSRP is for a base Ti

4k off MSRP would be awesome, looks like my bank will do 3.99 for 60-72 mo.

depending on your credit you should be able to do better. Shop around for a good rate as well I got 2.7% with a credit union. Credit unions are typically 1 to 1.5% lower than a normal bank

[Pretherius]

I financed mine through Ford in March. There was a $500 rebate up front for doing this. It was 4.9% for 60 at the time. (I paid it off in May, netting me about $450 after ~2 months of interest.)

[DoubleD2012]

Originally Posted by craigsfocus

I didn't option it. Just chose 2012 Ford Focus Ti Hatchback. The button to option it was there. I am on my phone so I can't play around with it

OK got it optioned on true car, says 23,368.

I'm not a member of a credit union, does it cost to join? DO i have to keep money there?

[darkangelism]

Originally Posted by DoubleD2012

OK got it optioned on true car, says 23,368.

I'm not a member of a credit union, does it cost to join? DO i have to keep money there?

Usually you have to be a member and have an account, I know the one my roommate used for his loan had a $5 minimum to open an account, so it wasn't a lot of money to be able to get a loan.