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Old 09-06-2007, 02:47 PM   #1
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Join Date: Dec 2004
Fan#: 16784
Location: DFW
What I Drive: 2004 EAP SVTF

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Insurance Question

What's up FF peeps? Quick question for anyone in the 'know'.....

I know that when you have a lien on your vehicle, they require you to carry full coverage on the car. My question is often does the lien holder check with the insurance company to see if the vehicle is still insured? Say if I went half a month without insurance on the car, how would they find out? Would they find out? Would my insurance company tell the lien holder once I dropped the car? I've kind of been curious about this for a while.

NOTE: This is more of a hypothetical question. I am NOT planning on dropping the insurance on one of my cars while I still have it. I don't want anyone to think I'm trying to do anything (illegal) driving around without insurance. I've got two other Foci, and I only drive one of them. The other two just sit and collect dust, aside from the occasional start-up to get the juices flowing, hence the reason for my curiosity.

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