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Old 06-23-2013, 11:32 AM   #8
AZfocus2012
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Join Date: Dec 2011
Fan#: 92484
Location: Apache Junction, AZ
What I Drive: 2012 White Platinum SEL 303A Focus

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Quote:
Originally Posted by Elizabeth View Post
Yeah. You should definitey get the same quality of car as good or better.
The retail blue book is what should be the payout.
Some insurance covers a new (er) car as replacement.
My insurance has that for a few extra bucks.
The cfact the person hit you I would think you should get a brand new car (same ST) free. (or a free as what you owe..
Hire an ambulance chaser lawyer and get it free PLUS $20,000. or more.
Wearing a neck brace for a few months...
It used to be, insurance companies had to "make you whole". But they lobbied hard to get those pesky laws changed, and now it is at their discretion to pay what they deem your vehicle was worth and not a penny more. Doesn't matter if that leaves you with a lesser car and thousands in debt. That is why you now have to hire a lawyer if you want to made whole again, because the insurance companies aren't going to do it on their own anymore.
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