Yeah. You should definitey get the same quality of car as good or better.
The retail blue book is what should be the payout.
Some insurance covers a new (er) car as replacement.
My insurance has that for a few extra bucks.
The cfact the person hit you I would think you should get a brand new car (same ST) free. (or a free as what you owe..
Hire an ambulance chaser lawyer and get it free PLUS $20,000. or more.
Wearing a neck brace for a few months...