If you live in or near the FM transmitter towers, no worries. If you don't have mountains or forests between you and the towers, OK. If you live in the sticks like I do, you won't be happy. My SVT came with an exquisite shorty antenna, and on the trip from Tulsa, where we bought the car (thanks Barry), home to eastern Maine, it was obvious that FM reception was going to be an issue. I sold the shorty, ironically to an FJ member near Tulsa, and replaced it with a new, stock antenna mast. Problem solved.
CaysE has installed one of these: http://www.tunetrapper.com/catalog/i...12/8661938.htm