call a lawyer, then have him call your insurance company.
the only downfall is they will probably total the car out, so make sure you get paid good for it, and buy it back...dont let them take it to any of there "prefered" shops, so there are no issues as to who gets the car (if that happens)
9 Foci. and a rebadged mK II Focus ST (Volvo C30)
Yes, I have issues.