Studs aren't allowed in most places, and unless there's densely packed snow or ice all they'll do is tear up the road. Great for severe winter weather and roads that don't see much attention, not not for everyday use in populated areas.
Get the cheapest wheels that will fit your car. Old oem alloys can often be had for less then steelies. As long as the wheels are structurally sound you won't have issues.
Hatch Nation #29