Originally Posted by Mav3rick21
I'm planning to buy a Focus ST as well.. I already decided to go for the ST3 option.. and im planning to give a down payment of 20%.. Also I know I have a good credit but I don't understand how dealers proceed to finance the 80% left. Do I have to talk to a bank? they do it automatically? What is the process? I don't want to go to the dealer and know nothing. Thanks
Check with your bank and their rates. Often, you're get a better rate and be better prepared to sit down with the dealer. The dealer also arranges financing through banks.