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I was rear ended once while waiting for a light in Delaware. A car 4 behind me didn't see the red light nor all the cars waiting and smacked into the last in line and one by one we were all shoved forward. No serious injuries and thankfully minor damage to my (then) new car (not the focus). The point im making is that about 1/2 of the damaged vehicles were out of state, one was out of country (quebec), and i know my ins. co. paid in full then collected from the culprit w/o any charges to me.
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