Foolishly doing a U-turn- an SUV behind me didnt notice me braking, indicating, turning. The top of the wheel was hit so it was leaning in at an angle - hence the tow. SUV only had cracked front bumper.
Never do a U-turn - with insurance youre automatically at fault if anything happens.
My focus is currently in the shop being fixed - the only good thing is that Im getting a free windows tint out of it.
Couldnt have been my old, dented, used and abused Freestar could it! No, had to be my brand new, shiny Focus.