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Ford Fusion hands down. Check with your insurance company on what the other vehicles will be and I can almost guess that the Fusion will be cheaper than all the others. Plus you are mostly going to be using it to haul around the family. The Fusion is going to get better fuel economy, be cheaper on insurance, be a lot more comfortable(think of it as a couch on wheels), more practical for what you need and overall more reliable than any of the others that you have listed. If you need something to haul around a trailer, I would buy something along the lines of an old F150 for that purpose. The Flex is limited to hauling 4,000 pounds and most average boats with a trailer will weigh near or more than that. The Flex is a good family hauler though but it would be overkill on the fuel economy as compared to the Fusion. But in the end...the choice will always be yours.
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