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So the trade isn't part of the equation if they give you a check.
It sounds legit. Did a lease with $3,500 down and we were at $175/mo plus tax I think.
With X plan & a lease you can't really mess with anything. I highly recommend wear coverage, covers up to $4,000 of damage to vehicle (including tires & windshield).
I have it on my Fusion.
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