When I refinanced my Focus through my CU, I got a 2.2 rate. And my Fico score was at the time 765.
Not to add salt in the wound, but with an 806 score, you should have easily qualified for the lowest rate. Good luck with your new toy.:)
Let no debt remain outstanding, except the continuing debt to love one another, for he who loves his fellowman has fulfilled the law. Romans 13:8