Thanks. I just wanted to get the help of a fellow consumer, just in case the finance manager was just trying to make me feel inconvenienced into keeping the warranty. I really want to be covered if something happens after the factory warning, but just one bad story about that extended warranty having no effect makes me want to stay away. I should probably just keep it even though that's a lot of money in the long run. $40x72 months. New car = thrilling, new car loan = fisting in the pooper.
Thanks again for the response, this forum is such a great resource.