I started when I was 18:
'92 Tempo Tranny died
'99 Taurus Totalled
'03 Focus ZX5 First and ONLY brand new car...its paid off and I will never do that again
'93 Taurus SHO Sold
'03 Focus SVT New Daily Driver, just bought it last week
I'm 26 now, and from the time I got my first car, I obtained the financing, and I paid them off...