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Topic Review (Newest First)
Today 09:41 AM
egman2005 I bought my house all by myself lol. Just worked like 80+ hrs a week for a few months to save down payment plus borrowed from my parents and paid them back a month later.
Today 09:40 AM
klodkrawler05 We'd either still be in an apartment or I wouldn't have the z06 if Courtney wasn't uber thrifty sacking away tons of money combined with her free college between her scholarships and her dad being a war vet.

I wasn't really good at saving money till semi recently but at least I didn't do lots of the normal college kid dumb stuff i.e. no student loans or crazy credit card debt.
Today 09:32 AM
Chas
Quote:
Originally Posted by kylesvt720 View Post
Perfect straw man argument.

I have only stated that buying doesn't ALWAYS make sense, not that it never does. It makes a lot more sense when daddy helps you out.
So, starting at a very young age, I gave money to my Dad to invest, and then eventually, (20 years later), it turned into my down payment for my house. On top of that, he is my bank, which I pay interest for.

If "daddy" didn't "help me out" I still would have bought a house. I don't save much money by going through my Dad. he undercut my best bank loan by .5% interest, that's it. Meaning, if my Dad did not invest any of that money, I'd still have enough for a small down payment for an FHA loan or similar.
Today 09:27 AM
kylesvt720
Quote:
Originally Posted by Chas View Post
Well according to Kyle that's the way to go.
Perfect straw man argument.

I have only stated that buying doesn't ALWAYS make sense, not that it never does. It makes a lot more sense when daddy helps you out.
Today 09:14 AM
Chas
Quote:
Originally Posted by Aku View Post
Meanwhile I'm over here chucking mucho dollhairs at a place that I don't get any money back from when I leave. le sigh.
Well according to Kyle that's the way to go.
Today 09:11 AM
Chas Yeah I rarely turn on my AC as well, I run my furnace fan and leave the windows open and it's manageable, even with yesterday's heat.

edit: window fans are godsends. (not window AC, window fan)
Today 09:09 AM
Aku Meanwhile I'm over here chucking mucho dollhairs at a place that I don't get any money back from when I leave. le sigh.
Today 09:03 AM
kylesvt720 I feel like more houses should be bermed like that, great on utilities. Heck we should put dirt over the roof!
Today 08:59 AM
klodkrawler05
Quote:
Originally Posted by Chas View Post
I think that's great. One less comcast user.
exactly screw them!

cheap living costs = more money for travel for wifey and racing for me!
Today 08:54 AM
klodkrawler05
Quote:
Originally Posted by Chas View Post
Do you live in a log cabin?
practically! its a small 1800sq/ft single story no basement berm home (both sides and back of the house are all half underground) basically the windows on 3 sides of the house are at ground level thats how deep into the hill the house is set. on the backside of the house I can basically climb onto the roof without a ladder:

This is about the best shot of the front side I have you can see on the right the hill is maybe 3' ish tall


Quote:
Originally Posted by egman2005 View Post
He live old school like in the Middle Ages lol. Must not have ac either with the cheaps bill
We have AC but rarely need it, when it gets into the mid 60s or even low 70s at night our house will stay that temp nearly all day.

Last month with just windows open and no AC the highest temp I saw inside was 72 degrees which was a hair warm but when it doesn't hit that till 3-4 in the afternoon and you know it'll be cooling down in an hour or 2 theres no point kicking on the AC.

I have had it on for the first time this year the last 2 days though.
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