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Old 09-21-2006, 03:22 PM   #1
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Guess the price!!!

OK so my 03svtfocus was totalled..

i got an 02 mustang gt stick shift...

which one costs more to insure? (im only 21 btw)


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Old 09-21-2006, 03:30 PM   #2
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svt focus ftw
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Old 09-21-2006, 03:39 PM   #3
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how come the svtfocus costs more to insure? i was shocked when i found that my insurance rate dropped from 1900 every 6 months to 1200 every 6 months when i got my 02 mustang gt....weird isnt it?
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Old 09-21-2006, 03:43 PM   #4
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i dunno about the SVT rate..but i drive a 2003 SE, and i was looking also into trading in for a 02 mustang GT..and when i questioned my insurance agent about the price difference..it only woulda went up 6 bux a month!! lol i was shocked.
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Old 09-21-2006, 03:54 PM   #5
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My agent at Nationwide told me it was a combination of high theft risk and cost of replacement. They must be smoking crack, the focus (any version) is one of the hardest to steal. She told me that the svt carries the same point rate as a vette, lol. Its also funny the way i found out, after i bought her, about a month later my wife acts like she is having a stroke. I asked her what was the problem? She said, "Do you have any idea how much the insurance is on that @#$ car?" Nope, i said. She siad that the insurance was more that her '01 zx3 and our sons '04 Jeep Grang Cherokee combined!!! I made her mad when i said, "Cool!!", lol.
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Old 09-21-2006, 03:55 PM   #6
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The SVTf is almost insanely expensive to insure. Its nearly enough that, in hindsight and being 21, I might have gotten a different vehicle... Not quite, but nearly. It'll come down as I get older.
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Old 09-21-2006, 05:39 PM   #7
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hmmm, guess it depends on what provider you have, i have allstate and the svt focus is just as much as a regular focus.
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Old 09-21-2006, 08:48 PM   #8
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eh, the insurance on the the SVT was more than on the Porsche.

i dont get it, but it kept me from buying it.
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Old 09-21-2006, 11:21 PM   #9
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Originally posted by DrkKnight614
hmmm, guess it depends on what provider you have, i have allstate and the svt focus is just as much as a regular focus.
All my inquiries have been similar. I have a 2004 Mustang GT now and cost to insure would be cut in half. My insurance sees the SVTF as any other 3 door focus.
 
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Old 09-22-2006, 10:54 PM   #10
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reason for the higher rate is cost of replacement. think about it, there were only 14000 svtf made. interiors are different colors and materialsthan other foci and the front and rear bumpers are svt specific not to mention the mirrors and such. anyone ever checked the price on a new svt engine, or bumper? its not pretty.

hell, ive got an 02 svt and an 02 explorer sport 4x4. the explorers cheaper for full coverage than the svt
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