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Old 02-19-2006, 12:59 PM   #1
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Insurance costs and whp

Does anybody know how much it would cost to insure an svtf with me being 18 when i get to the states.

And does any one know if it is possible to get around 400 whp out of a focus cause i want big power.

Don't know if this is the right place to post these or not.
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Old 02-19-2006, 01:04 PM   #2
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its gonna be lots, my insurance company told me itd be around 300 a month to insurae it under my name, and i have a clean record and thats for a 4 door. its under my moms name and its about 100 a month
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Old 02-19-2006, 01:12 PM   #3
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go online and get a quote..

IT depends on bunch of things...

Mostly the record of how often people crash them etc..

The best way to find out is to go on

www.esurance.com
www.geico.com
www.progressive.com

etc.. and get their quotes...
My mazda3 was MUCH cheaper to insure ...it has more hp..
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Old 02-19-2006, 01:37 PM   #4
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WHP has no direct correlation, insurance costs are a function of average payout per vehicle in each risk catagory. If you try to insure the vehicle yourself, it will likely cost thousands of dollars/year, provided you have a perfectly clean record. If you have not had your license for 3 years yet, double the amount. Having the car covered under your parents' policy is by far the best way to go.

For some solid numbers, Maine resident, got the car when I was 20, hadnt had my license for 3 years yet, insured under my parents, $2600/yr w/ $1000 deductibles, clean record. I'm 21 now, insuring it myself, with 1 accident on my record, and the best quote I could find was $2500/yr.

These are EXTREMELY expensive cars in insure. Without going to extremes, I couldnt find anything more expensive. You hear Hondas and Acuras are pricey, a Civic SI or an Integra GSR are both cheaper in insure, and the theft risk on those cars is incredible.
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Old 02-19-2006, 01:56 PM   #5
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it really just depends where ure moving..bigger citys have higher insurrance premiums..in NY I used to pay 350 a mounth and that was good in a suburb of atlanta i pay 135 a month 4 two new cars full coverage..I'm older 27 but its still a big difference
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Old 02-19-2006, 02:07 PM   #6
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There are so many varibles with insurance companies that its really impossible to give you a range.
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Old 02-19-2006, 07:34 PM   #7
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Quote:
Originally posted by dannybohhy
There are so many varibles with insurance companies that its really impossible to give you a range.
Exactly. When I moved 2 years ago, my insurance went down about $50/month by moving out the city to a more rural part only about 10 miles away. A few factors that they use to determine your rate are the following, but not limited to, credit history, claim history, how long you've been continuisly insured, age, the vehicle you insure, city that the car is located, and if you own or rent your home.

Check out the links posted above as well as, Answer Financial, and InsWeb


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Old 02-19-2006, 10:13 PM   #8
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He's in the UK, how's insurance work over there?
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Old 02-19-2006, 10:17 PM   #9
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well, i went to e-surances web site, got a quote, and under my name, it would be about 2200 every six months!!!!! yikes!!!! no thanks, ill stick to spending 1100 every six months under my parents policy....
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Old 02-19-2006, 10:18 PM   #10
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good point.. but then how is he talking about SVT.... that would be ST170... for MKI or ST for MkII


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