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Old 11-30-2010, 10:06 PM   #1
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Question 24 hours to purchase Extended warranty!

or 36 the sales guy said, he wasnt sure.

i have owned 20 something cars and have the wooorrrsssttt luck ever. the money i have spent...not enough money to buy new(well used), so I get it fixed..and again and again until it dies...pull out the credit card...
I traded my aveo 2007 and it was the closest to new..16K and the only car with no problems in my life...

So I traded it in for a 2011 focus with sync. 20k a year in miles plannning on doing for at least 2 years.

Basically that means the warranty will be over in a 1 1/2 and I will be paying for a car for the next 4.5 years with no bumper to bumper and no powertrain warranty for 3 years..

i find this terrifying.

The brochure looks great...Id get the 6 year 100K coverage..even or close to covering the whole time of payments.

But what the extended doesnt cover...belts and hoses (the timing belt???) the brakes, exhaust system including catalytic, shocks,tuneups.

How much can i expect these major cash outlays to occur with in the 100K AND pay $1700 for the warranty now..
Is there a poll on repairs people have had done that are "Owner maintenance Requirements"?

Anybody chirp in...i will be checking this on my phone...gonna go back tomorrow to get it.

A lot of this is piece of mind or someone who practically has PSD with cars..and body think this is really a not a good idea?
thnx
wally


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Old 12-01-2010, 01:22 PM   #2
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But what the extended doesnt cover
All those items are considered "wear items" and would not be covered by any warranty anyway.
The emissions components (you mentioned catalytic) are covered by a federally (EPA) mandated warranty for 80,000 miles regardless.
By the way, the 2011 model has a timing chain, not a belt so you really need not worry about that one.

Is it a Ford warranty plan , or another company?
From what I've seen/heard, you're better off if you can get the Ford one.

Oh... to the site!
(I'm also moving this to the more appropriate general car chat area)
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Old 12-01-2010, 01:42 PM   #3
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More than likely anything major that is going to go wrong with the car will do so in the initial warranty period. I have see that even if you do get the extended warranty you will never have enough repairs to cover that additional $1700 upfront cost. Many of the items that will "go wrong" over the life of the car are wear items as WD40 said, which are not covered anyway. I always lean away from extended warranties as they are a piece of mind but they almost never seem to benefit, it turns into pure profit for the company.
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Old 12-01-2010, 02:19 PM   #4
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You can buy the extended warranty anytime while still under warranty. Prices may vary by dealer so shop around. Also there are aftermarket warranty companies too but I wouldn't use one of those.

Ford link http://www.flmowner.com/servlet/Cont...r/Page/ESPPage
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Old 12-01-2010, 02:24 PM   #5
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^^^You just reminded me of something...
wallyma;
There should be a decent amount of factory warranty left on that 2011.
Is the Dealer not transferring that warranty to you?
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Old 12-01-2010, 03:09 PM   #6
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Basically it's saying that it doesn't cover routine maintenance parts like the accessory belt, spark plugs, holes in the muffler, etc. It probably doesn't cover salt damage either- which would be a big worry up there. It would be smart of you if you could look at the original equipment for that vehicle with our VIN checker. I'm not sure if all that would show up when you put it in, but it's worth trying. I'd want to know if a car I bought in NY had rust protection. Ford's factory rust protection is good stuff from what others on here have said.
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Old 12-01-2010, 03:24 PM   #7
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I would shop around for warranties. The F and I guy probably told you have the time limit because of the financing. Unless your financing at 0% you should never get financing at a dealership. Go with a Credit Union 1005 of the time. Plus they can offer you the warranties and Gap insurance for MUCH cheaper then stealerships will charge. It sounds like you have not completed the loan stuff yet so Go to your local credit union and get financed and save 600 bucks or more in most cases.
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Old 12-02-2010, 12:54 PM   #8
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Do you belong to a credit union?
They usually get terrific deals for their members on extended warranties. Don't charge an arm and a leg for them - you sort of get a 'volume discount'. If you're financing the vehicle, they can finance the warranty amount, too.
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Old 12-02-2010, 01:44 PM   #9
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Be careful, most extended warranty companies are a sort of scam. They exist for a year or two and collect all their premiums up front and then suddenly go bankrupt and disappear.
Not a lover of any extended warranty insurance, but if you think you have to have it make sure the company is well known and established, like Ford.
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Old 12-02-2010, 11:24 PM   #10
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I find that most extended warranties are a waste of time and money.
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