I just wanted to see how many of us out there are still making payments on their Fofo.

I payed mine off last year.[wiggle]

Yep, and I just bought it. My last three cars have been paid off.

Mine will be as soon as the check clears. I just paid mine off last week, about 20 months early.

I have had it for two 2 years, so 3 years to go. Except I probably won't have it that long.

just got mine so im still making payments. i have about 30 months left [thumbd] [read] [rant]

Paid mine off about two years ago. From that moment until the moment the car dies it's all "profit" for me - repairs. Even if I was spending $1,000 a year on repairs, it's still the cheapest alternative to buying a new car. My payments on the Fofo were $240/mo so that's about $2,880/yr. Any car I'd want to buy now would have a payment WAAAAY higher than that.

just made payment #35 but im making payments months in advance cuz i wont have an income for the next 3-4 months but i owe to date $3738.25

I just made my 12th payment on Dec 20th. I've got 36 more payments, and I will definitely have my car that long. I'm gonna run her till she dies!

paid off the day i got her. 4350$

ive had mine a bit over 2 years and owe a little over 3 on her yet, got her brand new... not to bad for a poor college kid i suppose... if it wasnt for rent, tuition and other bills it would be paid off :-\

Mine's been paid off for close to a year, but I'm moving onto a MS3 soon. Surprisingly my payments for the MS3 will be WAY cheaper than my Fofo payments since I'll be bringing in a big downpayment and my Ford as a trade in. It is nice to have the car paid off fully though, plus money saved on insurance by just getting liability only is great!




Emanuel

still got 5 years to go[driving]

yeah still got like 2 or 3 years to go....... bahhh

I will have mine paid off in the next year. Thank you U.S. Army.....at least they pay for my car...[hihi]

Mine's been paid off for like 4 years now.
I paid mine off within a year of getting it.
Its nice owning my car 100%. It is even in my name.
I've had it since I was 16, and I'll be 21 in a few days.
I also paid for it by myself........

still owe some on mine, hopefully it will be paid off in a couple months

bought mine brand new on nov 22nd 2006

i got 4 years to go

but i give ford credit alittle more each month when i have it so i would say about 3ish years

Been car payment free for a year. got married about to get under another car payment for her.

54 payments to go, $369/month woohoo!!

i saved enough to buy my car cash from a friend.. so no payments here.
it's a 2000 and very very used though, so i spend what i would on car payments upgrading worn out stuff and modding

bought with a wad of cash.

bought mine in July this year.. only 4.5 years to go >.>

Hopefully by the end of next year, if not sooner. If I continue to make my scheduled payments it'll be paid off June 2009, but I'm thinking about paying about $60 more on each payment throughout 2008 to have it paid off by next December. Had I spent all of my mod money thus far on paying off the car it would've been paid for sometime around Feb. 2006, but what fun is that [driving]

Yeah it's nice to have it paid off...more money for mods and cheaper insurance for those who just get liabilty.....but me I go for full coverage even though it's paid off......never know what could happen to your car...especially if you have invested alot of money in it.

I've had my 06 ST for about 14 months now. Funny story though. I'm from Vermont and went down to Herb Chambers in Braintree MA on a weekend because they had a loaded up ST and it was holdover time with a $3000 rebate. We came to terms and I gave them a check for like $14 plus the title to my 98 CSVT. The F&I guy asked me to sign a contract for them to hold as it was a weekend and I had given them an out of state check. No problemo. The check was good and it cleared but about 2 weeks later I got a letter welcoming me to Ford Motor Credit and a payment book. Talk about the poop hitting the fan. A couple of phone calls and everything was OK but it just goes to show you, people are human. To their credit (pun intended) Herb Chambers gave me a good deal.

My car started life as a total POS, constantly in the shop for warranty work, stuff breaking left and right, then the Stealership started getting nasty about warranty work; at that point, I figured I'd better get it paid off SOON.

Fast forward to a year ago, I manage to pay it off and . . . it stops breaking. It's almost been a year since it was in the shop for some odd repair and I'm really enjoying not having to fret about my car AND pay for it.

She's been all mine since the day I laid eyes on her, paid cash

I'll be making payments for a while on this puppy. Once I get my other higher interest debts payed off, I'll stop chopping away at the car loan. Hoping to be 100% debt free by 2010.

Paid off since I drove home with it... it's been 4.5 years now!! [eek]

ive saved my whole freshman year in college to get this car (living on campus and riding a bike to work......SUCKS!) and was able to work 2 jobs over the summer i got the car and paid 90% of it off. It has been paid off for 2 years now and the car will be 5 yrs old in Feb and owned it for 2 and 1/2

I have got awhile on mine wish it was paid for! Stupid trade in! Then I could get a fun car!! Possably a SVTF!

I just have under 1K to go.

She's been all mine since the day I laid eyes on her, paid cash

+1! [:)]

Still making payments. Will be paid off in a couple of years or so.

Too many cars, 1 paid for payments on my truck, mustang (wifes car), and new 03 Focus will be payments until I sell the 01, yea too many payments, good thing I have cheap rent.

i have about 4 1/2 years to go. wish i could pay mine off right now

No. No. No.

Paid off back in August of this year. 7 months early[:)]

It's nice having some extra money each month now.

Paid off.

i owe wayyyyy to much on my focus still..its rediculus. Lets just say if i sold it now i MAY have to thow in my own cash just to get the lein off

i owe wayyyyy to much on my focus still..its rediculus. Lets just say if i sold it now i MAY have to thow in my own cash just to get the lein off

LOL me too man, I've only had it since April, Still owe a ton

payed mine off in august! w00t!!

$7000 done, $7000 more to go

Mines a 3 year lease

not yet..unfortunately

hopefully this same thread will come up in 3 years so i can be happy

paid in full when I bought it

Paid In Full, my '01 LX only cost $5K, with 66k miles in 2003!

Have bought ALL my foci outright. All cash, two new and one used.

still owe like 8 grand

Paid off, and not by mommy or daddy. ;)

never had to pay a payment in my intire life on a car an dont plan on it.

I purchased my car in june of 07, got a 3yr loan on it, paid it off in three payments. And yes, with money I worked for and earned. I still carry and will carry comprhensive, liabilty and colision coverage on it.

15 months to go, maybe alittle less

I paid off a 5 year loan in two years. It's been almost a year without payments and I still don't know where the extra money went [dunno]

The '03 is paid off.

The '07 which I just bought has a few years to go.

I bought my 02' SPI Sedan back in the begining of 04'. It was used and about 11,000 out the door. In June of 05' I bought my White 05' Hatch and still owed 9000 on the 02'. Ford gave me 4500 for it and was stuck with the negitive equity on it.

$21000 was what I started with and now I have about $13000 more to go.

So lets say I got teh pwn3d [;)]

^
Ouch...[boxface]

Yes.
I paid it off the day i took it home.
$15,285.71
05/21/2007

paid mine off the same day i got it thank god for impound yards paid 2000 big ones

Both wife and I have new 07 hatchbacks. We paid one off by borrowing against a 401k, which cant be used for several years anyway. no interest that way, and we got the title up front. good way to go, in my opinion.

nope,, but shes close to being traded out i think,,,

supposed to pay 219 a month, but i have been paying 500 sometimes 1000 a month. anyway bought her back in august of 06 and i have about 3000 left to go. yeah i got ripped off, but everything is under my name and its building my credit sooo

nope still paying for it. i still have to pay like 5800 on it. slowly but surely getting rid of it though. when i do pay it off i think i will be getting a Street bike to contend with the damn gas prices.

03 SVT - Paid off.

The '00 ZX3 is paid off, but I bought an '03 SVT at the end of October that I'll be making payments on for a while.

im definately still paying on it. still owe like 4 grand

i have about 5 years left but one trip this summer to Iraq and the thing will be payed off...[gunfire]car payments

i've had mine for 1 years still got years i think but my payments are low

This whole thread got me thinking and I took a look at my agreement through Ford and after everything said and done...........

$29,000 [ohcrap]

That's after financing, gap insurance, the rape on the trade in, etc.

Can we say IDBHVNL?!?!?!