Ford Focus Forum, Ford Focus ST Forum, Ford Focus RS Forum - View Single Post - Totaled st
Thread: Totaled st
View Single Post
Old 06-23-2013, 05:03 PM   #9
Focus Addict
wilsonfocus86's Avatar
Join Date: May 2005
Fan#: 23099
Location: Baton Rouge, LA
What I Drive: 14 Fusion 2.0

Posts: 1,156
FF Reputation: 3 wilsonfocus86 Good Standing Member
Buy-Sell-Trade Rating: (0)
Originally Posted by AZfocus2012 View Post
It used to be, insurance companies had to "make you whole". But they lobbied hard to get those pesky laws changed, and now it is at their discretion to pay what they deem your vehicle was worth and not a penny more. Doesn't matter if that leaves you with a lesser car and thousands in debt. That is why you now have to hire a lawyer if you want to made whole again, because the insurance companies aren't going to do it on their own anymore.
But you can still deny their offer and make them assess it again. My Boss's truck got totaled. Gave him an offer, and was like uh no. They came back out, offered up I think over a grand more. Needless to say he was satisfied.
"If in doubt.. Flat out." - Colin McRae
wilsonfocus86 is offline  
    Reply With Quote