I beg to differ on the distraction factor with MFT. How much more distracting is it to try to find a radio station using a knob. With MFT, you can say "Radio", "99.1" and the system will change to that channel without you looking away from the road. How about "Sirius" "eighties music" and it will change the station to that particular channel.
The speaker in the car is awesome, I listen to house music and heavy metal (I know two extremes) and I love the bass and crystal clear sound I get. No rattles or distortion. If you are going to get a car, get the Titanium, if not the SEL is a very good choice, it gives you at least 6 speakers instead of 4 with the SE.
2012 Focus Titanium Black Manual