At the very worst I'd think that your full coverage insurance would take care of it.
On a side note: Yes we believe you. Yes we know crazy unexplained things happen in all sorts of places. Even so, I don't think any manufacturer is going to take responsibility for mysteriously breaking glass unless the glass out of spec. If the glass was installed incorrectly, then it would break in very short order whether being driven or sitting. If you do an online search you'll find that this is not a problem limited to any one manufacturer or model. Sometimes shit just happens.
My first window changeout was on an 85 Celica GT. The passenger side window just shattered while I was driving down the road. I don't know if it was a rock, or just that crazy insta-shattering that laminated glass want to do. Just like you don't know if it was a microscopic meteor, or a rock that was thrown so high up in the air that it came down on your car, and maybe atmospheric pressure from inside the car caused the glass to explode out and thrust the rock up and away never to be seen again.
I'm just saying, don't let these guys with their good intentions get your hopes up. Ford will probably not pay for a new sunroof glass, but your insurance will. If you're lucky, they will offer to pay for the deductible.
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