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Old 11-20-2012, 09:22 AM   #13
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Originally Posted by raptor1956 View Post
I've been driving for almost 40 years and have owned cars for 35 years and never cracked a windshield until now. I'm driving 40mph in a 40mph zone and someone in an SUV doing about 60mph passes me going the other way (me west he east) and as he passes I hear a pretty loud smack on the windshield but didn't see any damage. About 15 minutes later I notice a crack about 3-4 inches long halfway up and going all the way to the drivers side edge. #$#$$%!!! Another 20 minutes and the cracks about 6 inches long and it seems to have stabilized at 6 inches.

OK, I never had to replace a windshield before but this crack is too big and in a bad spot so it looks like I need to get it replaced. What would I expect to pay for a new windshield if I was to pay out of pocket? I have Geico insurance and I know I'm covered but what effect does replacing a windshield have on your premiums if I have Geico foot the bill? Is there anything else I need to know such as: where to get it replaced, where to avoid, what the effect is on my insurance?

BTW, the car is a 2012 FF Ti HB with about 12,400 miles and has otherwise been free of defects or issues (MFT, DCT, etc).

I install windshields for a living. Most windshields don't cost more than $250.00 installed. That said you definately want to replace it with a Carlite windshield. Carlite is sometimes more expensive but the quality is usually the best.
Does your windshield have a rain sensor? that drives up the cost. Your car is a 2012 so insist on a Carlite.
Once the windshield is installed it can be a hassle to get the glass shop to come back out to replace it if defective, especially if you don't go through insurance. For a 2012 you really should use insurance so you have a warranty through insurance as well as the glass shop. If you pay cash good luck getting customer service after install. If you have a leak, that could get expensive if water gets into the electronics.
if you don't go through insurance you will be responsible for repairs out of pocket.
Also consider getting your new windshield with a blue shade on the windshield. Great for summertime and when the sun is low in the Fall.
2012 Focus SEL
2007 Ranger FX4 Level II
1966 Mustang Convertible A Code
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