Ford Focus Forum, Ford Focus ST Forum, Ford Focus RS Forum - View Single Post - ford 0% financing or bank loan & $2000 back?
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Old 10-14-2012, 01:21 PM   #5
SkyPilot
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for the most part your payments will work out to be the same. What will matter however is how long are you planning on keeping the car? if your planning on trading the car in a few years take the cash. That way you wont be getting upside down in your loan as you an apply the 2k right to the prinicpal of the loan. if your planning on keeping the car past the loan term then 0% will work out just fine.

Youll have to crunch the numbers to figure out what is best.
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