Ford Focus Forum, Ford Focus ST Forum, Ford Focus RS Forum - View Single Post - ford 0% financing or bank loan & $2000 back?
View Single Post
Old 10-14-2012, 01:21 PM   #5
SkyPilot's Avatar
Join Date: Apr 2005
Fan#: 22350
Location: Rochester, NY
What I Drive: 2012 YB SE HB, 2011 Edge SEL

Posts: 6,342
Points 14,832, Level 78
Points: 14,832, Level: 78 Points: 14,832, Level: 78 Points: 14,832, Level: 78
Level Up 96% Completed
Level up: 96% Level up: 96% Level up: 96%
Forum Activity 9%
Activity: 9% Activity: 9% Activity: 9%
FF Reputation: 45 SkyPilot Great Standing Member
Buy-Sell-Trade Rating: (18)
for the most part your payments will work out to be the same. What will matter however is how long are you planning on keeping the car? if your planning on trading the car in a few years take the cash. That way you wont be getting upside down in your loan as you an apply the 2k right to the prinicpal of the loan. if your planning on keeping the car past the loan term then 0% will work out just fine.

Youll have to crunch the numbers to figure out what is best.
Moderator Pilot, 12 SE HB ╠╬╝, 2011 Ford Edge SEL AWD
Ford Focus Discussions, Ford Focus Marketplace, Ford Focus Tech Discussions, Movies & Music Fanatics, Regional Forums
SkyPilot is offline  
    Reply With Quote