Too much negative equity won't be allowed to be financed most likely. My VW will be the first car (out of many) I'll have paid off. The ST is sooooo tempting. I know what my VW is capable of. I would most likely be one to get some speeding tickets in an ST. That in turn will jack the insurance up even more.
But there are two on the dealers lot close to me finally...
2012 Focus SEL - Stock
2007 Audi A3 - Ibis White - Open Sky - modded