I did not get a big pile of money off. A little off, but then I got the exact car I wanted.
So I have no plan on selling anytime soon either.
The only thing that the wholesale price says to me is perhaps for insurance, i could opt for the 'replacement' coverage. Which is to get me an equal car, not just the bluebook value if it is totalled.
The extra coverage is $110. year. I just may, or may not bother. I like to feel some of the risk is my own, And I am not just paying it all to the companies.