Originally Posted by BetaDnB
No offense man, but it was an almost 20 year old Honda...Civic...the heaviest of all the Civics. Insurance companies don't value sentiment.
I know what you mean, but it still sucks!
I always knew that if it was ever wrecked I would NEVER get anywhere near the replacement value, but I always hoped that day would never come.
I know a lot of people talk BS on these forums, but OMG was that car perfect. Even the service manager at the dealership where it had been serviced since day one told me that it had to be one of the nicest original, not "riced up", Del Sols in the country. He valued it, and he knows what Del Sols are actually worth because they are his hobby and he knows everything about them, at over $7000. Our insurance company wrote us a check for $4300.
I do have to admit however, that an insurance check for $4300 for a 20 year-old Honda ain't too bad. You're right, they pay "actual cash value" not "replacement value". But as car guys we all know that those ain't the same thing in the real world.