Bought my 2012 Focus Titanium on Saturday. 1.49% approved from credit union. Dealer got me 1.99%. Credit score 795. Took dealer financing as it was easier for $6/month. I can always take the credit union loan and pay off the dealer loan. Got the $2000 rebate too.
Focus Titanium hatchback, premium, sport, cold weather, sunroof, MFT/Sirius/Nav. Sticker $27,050. Out the door just under $24k.
Really enjoying it.