Originally Posted by DoubleD2012
then I'd be stuck taking their Ford Financing, probably 2.9 for 60. I'd take it for 4K off plus 0%
Great! As darkangelism said you're better off taking the cash and a rate below 5% than the alternative. 2.9% is a very decent rate. You may be able to get even 1.9% through a credit union.