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Old 07-24-2012, 04:12 PM   #15
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Join Date: Apr 2012
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What I Drive: 2010 BMW 128i; 2012 Focus SE Sport

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I think the 1.9% is a special rate that isn't available with the $1500 incentive. Should be one or the other. I think in your case choosing the incentive was a better option than reducing your APR by a little over 1 percentage point.
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