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Old 07-19-2012, 01:25 AM   #1577
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Join Date: Aug 2008
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Location: ., Haiti
What I Drive: 2011 Fusion SEL, 2010 Road Glide

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Will, 0% finance offers rarely are the best deals go with a credit union and get a low rate and keep the rebates.

Prime example, sold a vehicle yesterday customer qualified for 1.59% with a credit union and a $3,000 rebate.

Customer also qualified for a $1,000 rebate with 0% finance.

Cost of car was $22,000

Payments at 1.59% with $3,000 rebate was $329 which totals to $19,740 in total payments

Payments at 0% with $1,000 rebate was $350 which totals out to $21,000.

Which means that turning down the 0% offer netted the customer $1,260.

Also asking the lowest price is pretty poor method of negotiation. I've priced up a 2012 Titanium Sedan no additional options $20,300

Yes of course the dealership can put in gap insurance and extended warranties, be careful of this part, you should pay no more then $350 for gap and for extended warranty I would say no more then $1,000-$1,200 for a 7 yr
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