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Old 09-23-2011, 02:09 PM   #981
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Originally Posted by samhane View Post
My guy just told me I'm approved through Ford. The incentives are $500 rebate and 5.9% for 72 months right?
Because he's telling me through Ford it's 12.35%. Doesn't sound right to me I know my credit isn't the best but if I qualify through Ford I should get 5.9% and the $500 rebate right? Regardless of anything else because I met Fords requirement of qualified through Ford right? Or is there some way they can get the 12.35% off on me?
there is a disclaimer at the bottom of all of those interest rate incentives something along the lines of "interest rate is subject to approval and will be give to those who meet credit requirements" or somthing like that. Basically it says that if your credit is good you will get that rate, if it is bad they point to the fine print and say sorry you qualified for a loan but not at the best rate.

in other words, to put it plainly, you are screwed on the rate
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